
Rates & Frequently Asked Questions
$275
Kelly (O’Sullivan) McKenna, LCSW
Therapist & Practice Owner
Accepting Clients in NY, NJ, & FL
45 Minute Individual Therapy Session
Like most specialty providers, I do not participate in any insurance plans. Paying out-of-pocket is a great option for people who want maximum privacy, confidentiality, and flexibility.
All sliding scale spots are currently full.
FAQs
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Yes of course! If you have out-of-network insurance benefits, you are welcome to use them.
I am happy to submit claims on your behalf (via a company called Thrizer) or provide you with a monthly superbill, so you can coordinate with your insurance company directly.
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If you have out-of-network benefits, your insurance company will typically reimburse you for 60-80% of the cost of each session after you’ve met your deductible.
I’d be happy to check your benefits for you! Just make sure to have your insurance card handy, with your Member ID, during our free intro call.
Or if you prefer, you can confirm the benefits of your health insurance plan, with your insurance provider directly. Just call the number on the back of your health insurance card listed under Member Services.You can ask them the following questions:
Do I have out-of-network outpatient mental health coverage? Am I able to use these benefits for telehealth?
What is my out-of-network deductible?
How much of my deductible has been met this year?
Do I need a referral from an in-network provider to see someone out-of-network?
What percentage of outpatient psychotherapy sessions are covered per session?
How much will I be reimbursed for a 45 minute psychotherapy session (CPT code: 90834)?
How do I submit claim forms for reimbursement?
How long does it take for me to receive reimbursement?
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Your out-of-network benefits are usually pretty straightforward to use. We have two options:
I partner with a company, Thrizer, who can submit claims to your insurance company on your behalf for a small fee. After you’ve met your deductible, you can decide whether or not you want to pay for the session in full, and receive reimbursement from your insurance company via direct deposit. Or you can simply pay your co-insurance and Thrizer can cover the rest of the cost for you, while they wait for reimbursement from your insurance company.
Or if you prefer to deal with your insurance company yourself, I will provide you with a monthly superbill that you can submit to your insurance company for reimbursement. You will be responsible for paying for each session in full at time of appointment.
We can discuss these options in more detail on an intro call and see what works best for you!
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Yes, I reserve a limited number of sliding scale spots in my schedule. If you do not think you can afford my full fee, please don’t hesitate to contact me.
If I’m unable to offer you a sliding scale spot, I’d be happy to offer referrals to trusted clinicians in the area.
If you’re hoping to find an in-network provider, www.psychologytoday.com is a great resource.
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No, therapists can only provide services in the states they are licensed. I am only licensed to work with residents of New York, New Jersey, or Florida. You must live in one of these states in order for us to work together.
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Before scheduling a therapy session, I do a free 15 minute intro call with all potential new clients. This gives us the chance to get to know each other. Here’s what you can expect:
I’ll ask you about why you’re seeking therapy
I’ll tell you a bit about myself and my approach as a therapist
You can ask me any questions that I didn’t cover
We’ll talk about rates, insurance, availability, etc.
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If we both decide we're a good fit after our intro call, we'll schedule our first therapy appointment. I'll send you a couple of quick forms to complete before our first session. I'll also send you a link for our video calls that you can use every week.
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As a Therapist, I have a collaborative, non-judgmental, and relatable approach that will make getting started a bit easier. During our first session or two, I'll ask you a bunch of questions to get a better picture of your life journey. I will listen to you without judgment. We will come up with goals together of what you hope to accomplish in therapy.During therapy you'll have an opportunity to vent, gain perspective and new insights, learn to challenge your thoughts, receive feedback, and develop and practice new coping skills. Sometimes therapy can be tough work, and sometimes it is fun and full of laughter. Either way, I am here to support you and will help you achieve the change and growth you are looking for.
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I meet with the majority of my clients on a weekly basis. I ask that all new clients commit to meeting weekly, for at-least the first 6 weeks. This will allow us to start off on a strong foot, so you can start seeing progress right away.
I may recommend that we increase or decrease the frequency of sessions to best meet your needs.
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My approach is solutions focused. This means you won’t have to be in therapy forever. Many of my clients find that they’ve met their goals in 3-6 months and no longer need therapy.
I also have clients who choose to remain in therapy for much longer; they have seen improvements and still really enjoy having ongoing support and a place to process their thoughts and feelings each week.